I actually like the few legitimate international bankers I have known through the years, as well as many in ancillary financial professions.
I always have to laugh at the choices they make when, aside from branch-local managers of certain departments who tend, IME, to be kind, well-spoken, and accomodating-to-a-fault without being obsequoious, they choose to present themselves in writing, as:
"Your account is overdrawn, a situation that could have long term negative consequences. Take action and resolve your overdraft."
That's hilarious. Dude, it's a checking account. Chillax! Harrison Fire is in the next door down!
Seriously, exactly who is in charge of writing this kind of thing? I think it's either one retard, chained up like Chunk from *Goonies*, or it's actually no single person and is like my computer opponent at Bridge who lets me and my computer buddy run up 4000 points on it, like a train.
Eh, I thought it was hilarious, because....it just sounded funny.