I should be embarrassed that I'm asking this, but what the heck.
In MS Word, when I choose colors for text by using the little icon in the formatting toolbar, it drops down a choice of colors and I just pick one. Nothing special there. However, it gives me a palette called "Theme Colors" to choose from, and they are quite nice. I use them all the time.
My question is - is there a default set of theme colors appearing automatically in everyone's MS Word, or do theme color palettes only appear if someone has created them special?
Obviously, I didn't create the theme color palette I'm using or I would not be asking this question. But it might have been installed for me by a previous employer.