I am so fucked. All of it thanks to abusing my overdraft protection.
Doesn't help that this week I didn't put in very many hours at work, because of, essentially, lack of stuff to do.
Fortunately, I was able to unlink my checking account from Geico in order to defer payment until next week. But that's going to be a shit show, especially if I can't pay the premium next week. And, no, I have no idea how much they're going to roll over in fees and recomputed monthly premiums once I reconnect my automatic deposit.
And forget about the electrical bill. Well, I stay on top of that, at least in the past, and I suspect they're happy enough to wait a bit, just so long as I don't blow them off for like months. At least I think so.
With any luck, my paycheck this Friday should cover (barely) the overdraft fees and the hundy I withdrew with it. If not, when I see the pending deposit tomorrow, I can do a cash deposit at the ATM.
No, this is going of weeks where there's going to be no going out, no buying beers, and hoping against hope I don't run out of gas during the commute.
With some good luck, I can get by by buying a big bag of drugstore pipe tobacco. Or just severely curtail my cigarette use. Either way I'm not going to be happy about that, especially.
Sobering thoughts, indeed.
So, the lesson of the tale is (i) don't be a spendthrift (ii) don't be greedy (iii) pay all your bills early, when you're sure you can cover it (iv) and don't be broke, because it sucks.
And, no, I don't have any good ways to raise some quick cash: I guess I could sell some books, but I've already trimmed my modest library down to the bare wire. I don't have any musical equipment I want to sell. Pawn shop for musical equipment? But I just don't know where one is near me, and I don't want to burn the gas. I only probably have a couple bucks in empty beer cans: not really worth it, also that is quite a drive to the return center.